Remortgage or switch your mortgage to save thousands
Is your fixed rate ending soon? Looking to secure a better deal? Let us take the pressure off your remortgage.
At AFFS, we specialise in helping serving personnel, veterans, and their families remortgage with confidence. Whether you’re based in the UK or posted overseas, our expert team will manage the process smoothly and transparently — saving you time, money, and unnecessary admin.
Why Forces Clients Choose AFFS
Ex-Military advisers – We understand MOD pay, pensions, and the impact of postings
Independent advisers – We offer whole-of-market access, giving you more choice
No adviser fees for Armed Forces clients – You receive expert advice at no cost.
Access anywhere – remote support available worldwide
Your Journey with AFFS
- Fill in a fact find — We need this info to understand your goals, situation, and timeline.
- Rate search — We compare options from across the market
- Application support — We handle documentation, guide your decisions, and keep you informed.
- Offer & Completion – We coordinate with lenders and solicitors to get your mortgage over the line.
What our clients say
“Once again a superb service from Dianne, helping us to navigate the process and secure the best available rate for our re-mortgage.”
— D Amlot
“Excellent service and financial advice, made the whole remortgage process so simple and pain free. Highly recommend.”
— Gary Tudor Smith
Need Help With the Details?
Can I remortgage from abroad?
Yes. We regularly help clients who are serving overseas or stationed remotely.
Will I need full affordability checks?
That depends on your circumstances and lender. We’ll advise you clearly on what’s required but it’s unlikely you’ll need to go through the same checks as your first mortgage
Can I remortgage early?
We’ll help you weigh up early repayment charges against potential long-term savings.
When else can I remortgage?
While you can technically remortgage at any time, common reasons include having extra funds to make larger overpayments, building up equity that unlocks better rates, seeking more flexible terms, or needing to borrow more when your current lender says no.
Still got questions? Contact us
By completing this form you consent to AFFS holding and processing your details.
We will use your name, email address and number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy or info@affs.co.uk
Trusted by thousands of military families since 2004
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.