Forces Help To Buy – The scheme to help armed forces personnel get on the property ladder.

The Forces Help to Buy Scheme is aimed at supporting first-time buyers and those who have to move home because they are assigned elsewhere.

Regular service personnel will be able to borrow 50% of their salary up to a maximum of £25,000.

This loan is interest free and is repayable over 10 years. The monies can be used towards a deposit and other costs such as solicitor’s and estate agent’s fees. The loan, however cannot be used for the purchase of a second home or a buy to let property.

  • Borrow up to 50% of your salary (max £25,000)
  • Repayable over 10 years


To apply you must:

  • Be in regular service
  • Have served for at least 1 year
  • Have at least 6 months left to serve at the time of application
  • In the last 12 months have not owned a property within 50 miles of the proposed purchase (exceptions will apply)

Tip: This can be used in conjunction with the Government Help To Buy Scheme

Please contact us for further details

Government Help to Buy Scheme

You don’t have to be a first-time buyer.

There is no limit on your level of income.

You can not use Help to Buy with any other publicly funded mortgage scheme, or an interest-only mortgage.

  • 5% deposit of the purchase price
  • Max purchase price of £600,000

To qualify, the home you want to buy must not be:

  • Shared ownership or shared equity purchase
  • A second home
  • An investment property – it must be your main home

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