Military Mortgage Advice from People Who’ve Served
Specialist mortgage guidance for UK Armed Forces personnel, veterans, and families — delivered quickly, clearly, and with no fees for HM Forces.
Buying a home while serving, relocating, or transitioning out of the military can feel complex. AFFS exists to simplify the process and provide tailored support to Forces clients across the UK and overseas.
Why Thousands of Forces Clients Trust AFFS
Ex-Forces advisers – We understand MOD payslips, deployments, Forces Help to Buy, and military career structures.
Access to leading lenders – As a whole-of-market broker, we give you more choice and flexibility.
Fast, personal advice – We often support clients with straightforward, time-sensitive mortgage applications.
No adviser fees for Armed Forces clients – You receive expert advice at no cost.
Get expert help with your mortgage
Fill in a mortgage fact find
Download our guide here to purchasing a house.
Your Journey with AFFS
- Fill in a fact find – We need this info to understand your goals, situation, and timeline.
- Market Review – We search lenders across the market to find options aligned to your service background.
- Application & Support – We handle documentation, guide your decisions, and keep you informed.
- Offer & Completion – We coordinate with lenders and solicitors to get your mortgage over the line.
What Our Clients Say
“I can’t speak highly enough of the incredible service I received from Armed Forces Financial Services while securing my mortgage and insurance. As a member of the armed forces, finding someone who truly understands the unique demands of military life makes all the difference – and that’s exactly what I found here.”
— Luke Irving
“As this was our first house purchase I was expecting a stressful few months trying to find our mortgage. Making it even worse that we are currently posted abroad. I was contacted by Dianne who was a god send. She sorted our mortgage out in around 24hrs and even advised me on solicitors and life insurance. She has made the whole process so smooth and I’m not sure how we would of coped without her.”
— Matthew Bailey
Common Questions from Military Buyers
My credit isn’t great, will that impact me?
Having a good credit rating will definitely make the process easier. In some instances a poor rating may mean some lenders will not accept your application. It’s a good idea to try build your credit rating before looking to purchase a house.
Can I apply while deployed or overseas?
Yes — we support clients across the world and handle the process remotely.
Do you support Forces Help to Buy?
Absolutely. We’re experienced in incorporating it into your affordability and application.
How long does it take to get a Decision in Principe (DIP)?
Once we’ve received all the required documentation we can often get clients a Decision in Principle immediately.
Still got questions? Contact us
By completing this forms you consent to AFFS holding and processing your details.
We will use your name, email address and number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy or info@affs.co.uk
Trusted by Forces Families Since 2004
FCA Regulated | Armed Forces Covenant Member | 5★ Reviews
Learn more about our remortgage, Help to Buy & insurance services
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.